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Item type:Наукова стаття, Prospects for expansion of the insurance market through the prisence of financial activation of sustainable development in the region(2021-02-17) Ishchuk, Lesia; Nikolaieva, Anzhela; Polishchuk, VadymThis article summarizes the arguments and counterarguments in the scientific discussion on the main prospects for expanding the insurance market through the lens of the financial activation of the sustainable development of the region. The main aim of the study is the theoretical foundations of the insurance market in the context of financial activation of the region’s sustainable development. Systematization of literary sources and approaches to solving the problem of expanding the insurance market through the prism of financial activation of the region’s sustainable development showed that the majority of Ukrainian scientists who dealt with this issue considered certain instruments of activating influence on the social, economic and environmental spheres of the regions. The urgency of solving this scientific problem lies in the fact that the domestic insurance market is at the stage of its formation, in many cases it does not allow to use it as an effective tool for implementing state policy. Considering that sustainable development and insurance as a subsystem of a common economic space exert mutual influence on each other, the lack of a theoretical and methodological substantiation of the strategy for the development of the insurance market negatively affects the consistency and consistency of the sustainable development of society. The study of the problem of the implementation of insurance activities in Ukraine in the article is carried out in the following logical sequence: determining the sustainable development of the region and its revitalization; research of the insurance market at the present stage of development; setting priorities for the development of the insurance market in terms of ensuring the sustainable development of the region. The object of the research is the sustainable development of the region and its activation, as well as the insurance market of Ukraine. The article presents the results of an empirical analysis of the insurance market of Ukraine, showed that the insurance market has a tendency to develop. The main directions of the integration of insurance activities in the system of sustainable development of the region from the standpoint of its activation are proposed. The study empirically confirms and theoretically proves that the existing prospects for expanding the insurance market through the prism of financial activation of the sustainable development of the region. The results of the study can be useful for practitioners, academics, students, anyone interested in the concept of sustainable development.Item type:Наукова стаття, Fiscal stability index in the context of financial policy: current challenges of Ukraine’s post-war reconstruction(Чайки: ФІНТЕХАЛЬЯНС, 2025-12) Polishchuk, Vadym; Dorosh, Viktoriia; Ishchuk, Lesia; Nikolaieva, Anzhela; Oleksandrenko, IrynaThe research examines indicators of fiscal stability by studying Ukraine's financial policy during military aggression and European integration using foreign examples. The purpose of the study is to analyze macroeconomic stability by examining indicators of the budget deficit, total public debt, and periodically adjusted budget balance. The intense concentration of financial resources has proven to have helped support the country’s defense capabilities. It analyzes the main threats to financial stability, which constitute long-term solvency risks. In the long run, the expected bankruptcy requires systemic reforms in the area of taxation and public financial management. The evaluation of international aid demonstrated its key role in maintaining macro-financial stability. At the same time, it was noted that over-reliance on international financial resources created risks for future financial independence. The identified needs of European integration demonstrated the importance of harmonizing Ukrainian fiscal policy with the prin ciples of transparency, responsibility, and accountability. The need to digitize budgetary processes was demonstrated, 1and the need to implement European practices in public debt management was confirmed. An analysis of European legislation from EU member states showed that fiscal discipline and stable rules allow for crisis resilience. It has been confirmed that the adaptation of Ukraine's approaches to EU debt sustainability criteria will ensure greater predictability of fiscal policy in the post-war context. The formulated conceptual approaches have shown that postwar financial strategy should combine eco nomic recovery with the modernization of major financial institutions. The budget stability index can be used to highlight the dynamics of the gradual strengthening of the financial system. It has been proven that public investments, public-private partnership mechanisms, and tax incentives are the basis for restoring confidence in public finances and laying the foundations for sustainable economic development.Item type:Наукова стаття, Financial innovations as a factor in transformation of monetary and credit systems of countries in the conditions of digitization of the financial sector(Одеса: Гельветика, 2026-04-09) Ishchuk, Lesia; Polishchuk, VadymThe article examines financial innovations as a key factor in the transformation of monetary systems in the context of the digitalization of the financial sector. It is established that the rapid development of digital technologies significantly affects the functioning of financial markets and monetary regulation mechanisms. The study analyzes the impact of FinTech technologies, digital payment systems, blockchain, artificial intelligence and big data on the modernization of financial intermediation and monetary policy instruments. Particular attention is paid to the role of central bank digital currencies in improving the payment infrastructure and strengthening financial stability. A correlation of modern financial innovations with traditional monetary policy instruments is also carried out. A comparison of the technological features of central bank digital currencies (CBDCs) is proposed and a new classification of CBDCs is provided. The study proves that financial innovations contribute to the formation of a new architecture of monetary systems based on digital technologies and innovative financial instruments.Item type:Наукова стаття, Prerequisites for the application of monetary policy tools of the "new reality" in the conditions of the geopolitical impact of military aggression in Ukraine(Чайки : ФІНТЕХАЛЬЯНС, 2024-10-31) Polishchuk, Vadym; Dorosh, Viktoriia; Ishchuk, Lesia; Nikolaieva, AnzhelaThe prospects of using a new type of monetary policy instruments, which determine modern significant changes in the development of global financial, economic and social relations, caused by the geopolitical influence of military aggression in Ukraine, are studied. Not only the negative financial and economic impact on the country victim of hostilities, i.e., Ukraine, was established. Problems with inflation and debt were also identified in the G7 countries, as well as in China due to the consequences of the war in Ukraine. It was determined that the financial system of countries that have close trade and monetary transactions with developed market countries will also have a significant impact of the global crisis. The financial and economic indicators of Ukraine, the G7 countries and China for the medium term are predicted. The influence of the main financial threats on the macroeconomic stability of the country's economy in the conditions of military aggression is determined, and the main instruments of monetary policy that would allow maintaining such stability are indicated. It is noted that the use of a new type of monetary policy in modern realities, based on non-traditional instruments, will contribute to overcoming the negative impact of military aggression in all countries that experience it.Item type:Наукова стаття, Fiscal stability index in the context of financial policy: current challenges of Ukraine's post-war reconstruction(Чайки : ФІНТЕХАЛЬЯНС, 2025-12-31) Polishchuk, Vadym; Dorosh, Viktoriia; Ishchuk, Lesia; Nikolaieva, Anzhela; Oleksandrenko, IrynaThe research examines indicators of fiscal stability by studying Ukraine's financial policy during military aggression and European integration using foreign examples. The purpose of the study is to analyze macroeconomic stability by examining indicators of the budget deficit, total public debt, and periodically adjusted budget balance. The intense concentration of financial resources has proven to have helped support the country’s defense capabilities. It analyzes the main threats to financial stability, which constitute long-term solvency risks. In the long run, the expected bankruptcy requires systemic reforms in the area of taxation and public financial management. The evaluation of international aid demonstrated its key role in maintaining macro-financial stability. At the same time, it was noted that over-reliance on international financial resources created risks for future financial independence. The identified needs of European integration demonstrated the importance of harmonizing Ukrainian fiscal policy with the principles of transparency, responsibility, and accountability. The need to digitize budgetary processes was demonstrated, 1and the need to implement European practices in public debt management was confirmed. An analysis of European legislation from EU member states showed that fiscal discipline and stable rules allow for crisis resilience. It has been confirmed that the adaptation of Ukraine's approaches to EU debt sustainability criteria will ensure greater predictability of fiscal policy in the post-war context. The formulated conceptual approaches have shown that postwar financial strategy should combine economic recovery with the modernization of major financial institutions. The budget stability index can be used to highlight the dynamics of the gradual strengthening of the financial system. It has been proven that public investments, public-private partnership mechanisms, and tax incentives are the basis for restoring confidence in public finances and laying the foundations for sustainable economic development.Item type:Наукова стаття, Integration of international eco-financing mechanisms into the insurance management system in the context of ESG and sustainable development(Одеса : Гельветика, 2025-07) Ishchuk, Lesia; Polishchuk, VadymThe article considers the issue of introducing eco-financing mechanisms into the field of insurance management, taking into account ESG principles and sustainable development goals. The authors prove that the traditional role of insurance as a compensatory instrument is no longer sufficient – instead, its strategic importance in systemic risk management, in particular environmental and social, is being actualized. It is substantiated that the integration of environmental financial instruments allows insurance companies not only to respond more effectively to the challenges of climate change, but also to form new competitive advantages. International approaches to ESG adaptation of insurance companies are analyzed, including cases of using "green" insurance and an ecosystem approach to risk management. Particular attention is paid to the transformational role of the insurance sector in the conditions of Ukrainian realities.Item type:Наукова стаття, Financial sustainability of households in the context of development of investment in "green" financial markets(Одеса : Гельветика, 2025-09) Polishchuk, Vadym; Ishchuk, LesiaThe research investigates how Ukrainian households maintain financial stability through investments in “green” financial markets which serve as a vital transformation factor under climate threats and economic instability. The expansion of green finance provides households with new investment possibilities which unite financial returns with social and environmental benefits. The research analyzed worldwide trends in green bond markets together with ESG integration and household investment patterns. The proposed strategic guidelines include establishing a national taxonomy of sustainable activities and developing accessible green bonds and tax incentives and financial literacy programs and digitalization of green finance. Green investments serve as dual-purpose instruments which help investors grow their capital while leading sustainable recovery efforts.